Terms & Conditions

1. Introduction

Last Updated: April 21, 2026

Please read these Terms and Conditions of Use (“Terms”) carefully before using the https://tdpineadvisors.com website (the “Website”) operated by TD Pine Advisors (“we,” “us,” or “our”).

Your access to and use of the Website is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Website.

By accessing or using the Website, you agree to be bound by these Terms. If you disagree with any part of these Terms, then you may not access the Website.

2. Professional Services Disclaimer

IMPORTANT: The information provided through this Website is for general informational purposes only. Nothing on this Website constitutes financial, legal, tax, or investment advice. TD Pine Advisors does not provide investment advice or recommendations to buy or sell securities.

Any professional advisory services are provided pursuant to a separate written engagement agreement between you and TD Pine Advisors. No advisory relationship is created by accessing this Website or communicating with us through it.

You should consult with qualified professionals (attorneys, certified public accountants, registered financial advisors, and other appropriate specialists) before making business, financial, or legal decisions. TD Pine Advisors makes no representations regarding the suitability of any information on this Website for your particular circumstances.

Past performance information, if any, is not indicative of future results. Business valuations and outcomes vary based on numerous factors specific to each situation.

3. Intellectual Property

The Website and its original content, features, and functionality are and will remain the exclusive property of TD Pine Advisors and its licensors. The Website is protected by copyright, trademark, and other laws of both the United States and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

4. Acceptable Use

You agree not to use the Website:

For any unlawful purpose or in violation of any applicable law or regulation
To attempt to gain unauthorized access to our systems, networks, or data
To transmit viruses, malware, or other harmful code
To harass, abuse, or harm other users or third parties
To impersonate any person or entity, or falsely state or misrepresent your affiliation
To collect or harvest information about other users without their consent
To use automated systems (bots, scrapers, crawlers) without our express written permission
To interfere with or disrupt the proper functioning of the Website

5. Links to Third-Party Websites

Our Website may contain links to third-party websites or services that are not owned or controlled by TD Pine Advisors.

TD Pine Advisors has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that TD Pine Advisors shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

6. Disclaimer of Warranties

YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK. THE WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. THE WEBSITE IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

TD Pine Advisors does not warrant that (a) the Website will function uninterrupted, secure, or available at any particular time or location; (b) any errors or defects will be corrected; (c) the Website is free of viruses or other harmful components; or (d) the results of using the Website will meet your requirements.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TD PINE ADVISORS, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

(a) Your use or inability to use the Website;

(b) Any unauthorized access to or use of our servers and/or any personal information stored therein;

(d) Any bugs, viruses, trojan horses, or similar harmful code that may be transmitted to or through the Website;

(e) Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Website; and/or

(f) User content or the defamatory, offensive, or illegal conduct of any third party.

IN NO EVENT SHALL TD PINE ADVISORS’ TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE WEBSITE OR THESE TERMS EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100) OR THE AMOUNT YOU PAID TO US, IF ANY, IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you.

8. Indemnification

You agree to indemnify, defend, and hold harmless TD Pine Advisors, its officers, directors, employees, contractors, agents, licensors, and suppliers from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from:

(a) Your use of and access to the Website;

(b) Your violation of these Terms;

(c) Your violation of any third-party right, including without limitation any copyright, trademark, trade secret, or other property or privacy right; or

(d) Any claim that content you submitted caused damage to a third party.

This indemnification obligation will survive these Terms and your use of the Website.

9. Dispute Resolution

9.1 Informal Resolution. If a dispute arises between you and TD Pine Advisors, our goal is to resolve it quickly and cost-effectively. You agree to first contact us and attempt to resolve any dispute informally through good-faith negotiation for at least thirty (30) days before initiating any formal proceeding.

9.2 Binding Arbitration. If we cannot resolve a dispute through informal negotiation, any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Website shall be finally resolved by binding arbitration administered by the American Arbitration Association (“AAA”) in accordance with its Commercial Arbitration Rules.

The arbitration shall be conducted by a single arbitrator and shall take place in the county where TD Pine Advisors maintains its principal place of business, unless otherwise agreed by the parties. The arbitrator’s decision shall be final and binding, and judgment on the award may be entered in any court having jurisdiction.

9.3 Class Action Waiver. YOU AND TD PINE ADVISORS AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and TD Pine Advisors agree otherwise, the arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of a representative or class proceeding.

9.4 Exceptions. Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party’s intellectual property rights or confidential information.

10. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, United States of America, without regard to its conflict of law provisions.

To the extent that arbitration does not apply, you agree that any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the federal or state courts located in the county where TD Pine Advisors maintains its principal place of business, and you consent to the personal jurisdiction and venue of such courts.

11. Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnification obligations, and limitations of liability.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least thirty (30) days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use the Website after revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, you must stop using the Website.

13. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision.

14. Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver of any provision of these Terms will be effective only if in writing and signed by TD Pine Advisors.

15. Entire Agreement

These Terms constitute the entire agreement between you and TD Pine Advisors regarding your use of the Website and supersede all prior and contemporaneous written or oral agreements between you and TD Pine Advisors.

16. Contact Information

If you have any questions about these Terms, please contact us at:

TD Pine Advisors

1110 Mission Ln., Lantana TX 76226

Phone: (806) 773-5782

Email: info@tdpineadvisors.com